Best Invest Plans in India: Investment is an essential part of wealth creation in India that helps you beat inflation, meet your financial goals and stabilize your financial future. Instead of letting your money lie idle in your bank accounts, you can invest in different way like stocks, mutual funds, cryptocurrency, etc. It can help you achieve your financial goals and create a financial cushion for the future to live a secure life by investing in one of the top companies in India.
There are some of the best invest plans in India that carry high level of risk and have the potential to generate beneficial long-term returns compared to other asset classes. Choosing the right one from many of investment plans in India could be challenging. There are some of the best investment plans in India listed below.
Best Invest Plans in India
Investments ca grow your revenue quickly. An investment plan should break down your financial aspirations and needs into time-bound goals. Below are some of the best invest plans in India that give you high returns –
- Fixed Deposit
- Public Provident Fund
- Mutul Funds
Stocks Investment:- It represents a share of ownership in a company and it is one of the best invest plans in India for long-term investors to earn generous returns. However these are market linked instruments, so there is always the risk of capital loss.
Fixed Deposit Invest:- It is another best investment plans for risk averse investors. There is no effect on market movements in fiexd deposit while offerings secured returns on your deposit. Even high risk investors prefer to invest in FD, Crypto to stabilize their portfolios.
Public Provident Fund:- PPF which is known as Public Provident Fund is one of the trusted investment plan in India. PPF investment plan starts with just Rs.500/- per year and the principal invest, interest earned and maturity amount are all relieved from tax. It has a lock-in period of 15 years with partial withdrawals permitted at various points.
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Cryptocurrency:- It is one of the best invest plans in India which is a digital currency that is encrypted and often decentralized. There are different types of cryptocurrencies available in the market among which Bitcoin is famous. You can invest in cryptocurrency through WazirX, CoinDCX platorms.
Mutul Funds:- It is a investment tools managed by fund managers which pool people’s wealth and invest in stocks and bonds of various companies to yield returns. You can earn good returns even when starting with a small amount of deposit.
Where Should You Invest Your Amount?
Depending on your risk appetite, you can choose market linked instruments or instruments unaffected by market movements. Thus, market linked instruments yield higher returns, but these are not always the best invest plan because they risk losing your capital. In comparison market linked instruments, fixed deposit offer more security of funds.