How to Check HDFC Personal Loan Interest Rate?

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HDFC Personal Loan Interest Rate: HDFC Limited offers various types of loans of which Personal Loan is one. HDFC Limited offers low personal loan interest rates starting at 10.50% per annum for tenure up to 05 years and for loan amounts of up to Rs.40 lakh. HDFC personal loans are offered at competitive interest rates, ensuring that you save money and enjoy pocket-friendly EMIs. If you are an existing customer, you can enjoy additional discounts on interest rates and attractive personal loan processing fees.

HDFC offers a wide variety of financial products and services. HDFC Bank Personal Loan is one of the key offerings of the bank which is very popular. It has customized personal loan offers to meet all your financial needs. Get HDFC Personal Loan for whatever you need money for – a medical emergency, travel, wedding, purchase of consumer durables, home renovation, property purchase, etc. Today in this article we will share with you How to Check HDFC Personal Loan Interest Rate.

What is the interest of a Personal Loan?

Interest is the amount a lender charges a borrower for taking out a loan. The amount depends on the interest rate, a fixed percentage of the principal amount. HDFC Limited offers low personal loan interest rates starting at 10.50% per annum for tenure up to 05 years and for loan amounts of up to Rs.40 lakh. 

READ ALSO:- HDFC Home Loan Interest Rates 2022

HDFC Bank Personal Loan Details


Amount to be Paid

Rack Interest Rate

Salaried- 11.00% to 21.00%

Processing fee / 

Loan Processing Charges 

Up to Rs 4999/- 

Documents Required

  • Identity proof (passport/voter ID card/driving license/Aadhaar)
  • Address proof (passport/voter ID card/driving license/Aadhaar)
  • Bank statement of previous 3 months (Passbook of previous 6 months)
  • Two latest salary slip/current dated salary certificate with the latest Form 16.

HDFC Personal Loan Interest Rate

Interest Rate 11.25% – 17.75%
Loan Tenure 12-60 months
Age 23 to 58 years
Processing Fee Up to 2.50% of the loan amount with a minimum of Rs.1,999/- and a maximum of Rs.25000/-
Locking Period 12 months
Prepayment/ Pre-Closure Charges 13-24 Months – 4% of Principal Outstanding
25-36 Months – 3% of Principal Outstanding
>36 Months – 2% of Principal Outstanding
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