(PMAY) Pradhan Mantri Awas Yojana 2022: PMAY Online Application, Benefits, Eligibility Criteria [Gramin and Urban (Sehri)] & More

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(PMAY) Pradhan Mantri Awas Yojana 2022 | PMAY Online Application, Benefits, Eligibility Criteria [Gramin and Urban (Sehri)] |  Pradhan Mantri Awas Yojana Application Form | Apply PMAY @https://pmaymis.gov.in/

Pradhan Mantri Awas Yojana 2022: The Central Government, Prime Minister Narendra Modi has launched a new scheme on 25th June 2015 called Pradhan Mantri Awas Yojana to provide housing facilities to economically weaker sections, low income group and middle income groups of the country who do not have their own house.

The aim of the Pradhan Mantri Awas Yojana is to ensure that every person in the country has his own roof. Under this scheme, 2 Cr permanent houses will be delivered in urban as well as rural areas by the year 2022. The first phase of the project has already been completed by March 2017 and the second phase has already started.

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PMAY Awas Scheme

Scheme Name Pradhan Mantri Awas Yojana
Organization Central Government of India
Objective Provide Pucca House
Beneficiary Poor Families of India
Website https://pmaymis.gov.in/

About Pradhan Mantri Awas Yojana 2022

The Central Government of India, Prime Minister Narendra Modi has launched a new scheme on 25th June 2015 called Pradhan Mantri Awas Yojana to provide Pucca Houses to economically weaker sections, low income group and middle income groups of the country who do not have their own house. Under the Pradhan Mantri Awas Yojana, a subsidy of Rs 2.67 lakh is provided by the government on home loan interest on buying a house. Uttar Pradesh Awas Vikas Parishad will provide houses at affordable rates under this scheme. People from poor families will be able to buy these houses for only Rs. 350,000. Those with an annual income of less than Rs. 300,000 are eligible to apply for these homes.

Two Stage of PMAY

PMAY Urban:- Under Pradhan Mantri Awas Yojana Urban, houses will be build within the urban areas. Largely congested slum areas will be relocated to provide permanent or permanent housing to slum dwellers and other persons in the LIG, EWS and MIG categories.

PMAY Gramin:- Under Pradhan Mantri Awas Yojana Gramin, people from rural areas will get their pucca houses. Those who are living in a rented house or own house but need reconstruction, can apply for this scheme.

Benefits of PMAY

There are some benefits of Pradhan Mantri Awas Yojana Scheme that are mentioned below –

  • Under this scheme, better housing facilities will be provided to the citizens of India.
  • Under this scheme, houses will be provided to economically weaker sections, low income group and middle income groups of the country who do not have their own house.
  • Under this scheme, 2 Cr permanent houses will be delivered in urban as well as rural areas by the year 2022.
  • Under this scheme, a subsidy of Rs 2.67 lakh is provided by the government on home loan interest on buying a house.

Eligibility of PMAY

  • Applicants must be a permanent resident of India.
  • Applicant’s age should be 18 years or above.
  • Under the PMAY, applicants should not have any house or property.
  • No family member of the applicant should also own a house or property.
  • Your family’s annual income should not be more than 3 lakh rupees (Economically Weaker Section).

Required Documents

  • Aadhar Card
  • Postal address
  • income certificate
  • bank account passbook
  • photograph
  • mobile number

How to Apply Pradhan Mantri Awas Yojana 2022?

  • Visit the official website i.e. https://pmaymis.gov.in/.
  • On the hompage, click on the “Citizen Assessment”.
  • You will be redirect to a new page.
  • Enter your Aadhaar details.
  • Now, fill in the PMAY online application form.
  • Enter your personal, income, bank account details, and current residential address.
  • Enter the captcha code, verify the details for accuracy, and submit it.

Pradhan Mantri Awas Yojana Offline Application

In order to apply PMAY offline, then you have to fill up a form in the Common Service Centre (CSC) operated by the State Governments. Forms can be filled offline with 25 plus GST. You can also apply for the scheme by visiting any bank, non-banking finance company, or housing finance company. Finally, you need to submit the application along with the documents.

How to Apply Pradhan Mantri Awas Yojana For Slum Dwellers?

  • Visit the official website i.e. https://pmaymis.gov.in/.
  • On the hompage, click on the “Slum Dwellerst”.
  • A new page will open in front of you.
  • Enter your Aadhaar details.
  • You will be redirect to a new page.
  • Enter your details such as name, residential address, contact number.
  • Once all the information is provided, scroll down, type the captcha code in the box and click submit.
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