Vidyalakshmi Portal Registration 2022: Vidyalakshmi Portal, a central IT-based education loan portal was launched by the Central Government on the occasion of Independence Day i.e. 15th August, 2015. The main aim of the scheme is to provide student finance services for young Indians. This centralized website helps students apply for student loans online. Vidyalakshmi Portal Portal is a one stop solution for students to access information and apply for educational loans offered by banks.
This portal allows students to apply for multiple banks with a single Vidyalakshmi Portal Common Education Loan Application Form (CELAF). It helps students to manage their education loan status on Vidyalakshmi Portal portal and keeps applicant/student/parent information secure with the Government. All this can be done without visiting the bank and online.
Vidya Lakshmi Portal
| Scheme Name | Vidya Lakshmi |
| Organization | Central Government |
| Beneficiary | Students |
| Objective | Provide Student Finance Services For Young Indians. |
| Website | https://www.vidyalakshmi.co.in/ |
Features & Benefits of Vidya Lakshmi Portal
The Portal has the following features:-
- One stop solution for students to access information and apply for educational loans offered by banks.
- Common Educational Loan Application Form (CELAF) for Students.
- Apply to multiple banks for education loans.
- Online problem solving and complaint management.
- Facility for Banks to download Students’ Loan Applications.
- Facility for Banks to upload loan processing status.
Types of Vidyalakshmi Education Loan
| Education Loan by Location of Study | Education Loan by Course Type | Requirement of Loan Amount |
| India | Under Graduation | Below 4.0 Lakhs |
| Study Abroad | Post-Graduation | Between 4.0 Lakhs and 7.5 Lakhs |
| All/Both | Professional Course | More than 7.5 Lakhs |
| – | Vocational Course | All loan values |
VidyaLakshmi Education Loan Portal: Banks List
Currently there are 36 Indian banks listed with the Vidyalayakshmi Shiksha Loan Scheme which provides 96 different types of loans for student education. Among these banks, the major banks registered on the Vidyalakshmi portal are as follows:-
- Canara Bank
- Bank of India
- Corporation Bank
- Punjab National Bank
- UCO Bank
- Indian Overseas Bank
- Axis Bank
- Federal Bank
- RBL Bank
- Allahabad Bank
- Andhra Bank
- Bank of Baroda
- Dena Bank
- Central Bank of India
- IDBI Bank
- HDFC Bank
- State Bank of India
- Tamilnad Mercantile Bank Ltd.
- GP Parsik Bank
- New India Bank
- Union Bank of India
- Karur Vysya Bank
- Syndicate Bank
- Vijaya Bank
Vidyalakshmi Portal Registration
- Visit the official website of the Vidyalakshmi Portal i.e. vidyalakshmi.co.in.
- On the homepage, you will find the link for “Students Registration.”
- Click on the link and a new window will open.
- Enter your details such as Name, Email ID and Mobile No.
- Read the Terms and Conditions & click on final submission.
Vidyalakshmi Portal: Steps to Search Education Loan
- Visit the official website of the Vidyalakshmi Portal i.e. vidyalakshmi.co.in.
- On the homepage, you will find the link for ‘Search for Loan Scheme’.
- Click on the link and a new window will open.
- Now select your study loan category based on Location, Course and Loan Amount.
- Click on submit button and a list of loans will appear on the screen.
Vidyalakshmi Education Loan Contact
- Tel – 020-2567 8300
- e-mail ID: vidyalakshmi@nsdl.co.in
Head Office:-
- Mumbai
- Address – Times Tower, 1st Floor, Kamala Mills Compound, Lower Parel, Mumbai – 400 013.
Fax – (022) 2491 5217
Branches:-
- Kolkata Address: 5th Floor, The Millenium, Flat No. 5W, 235/2A, Acharya Jagdish Chandra Bose Road, Kolkata – 700 020.
- Chennai Address: 6A, 6th Floor, Kences Towers, #1 Ramkrishna Street, North Usman Road, T. Nagar, Chennai – 600 017.
- New Delhi Address: 409/410, Ashoka Estate Building, 4th floor, Barakhamba Road, Connaught Place, New Delhi – 110001.
- Ahmedabad Address: Unit No. 407, 4th floor, 3rd Eye One Commercial Complex Co-op. Soc. Ltd., Above Vijay Sales Stores C. G. Road, Near Panchvati Circle, Ahmedabad – 380006.